Explore Ownible's Beta Real Estate Platform Here

The Simple Way To Buy Or Sell Your Next Home

Traditional financing limits your financial growth. Buying outright is sometimes out of reach. That's where we come in. Ownible bridges the gap, helping buyers and sellers connect effortlessly while guiding you every step of the way.

A Letter From Us...

Remember the dream of homeownership?

It was straightforward — Grow up, get a job, buy a house. But times have changed. The journey to owning your dream home has become just that, a dream. The process has been cluttered with hurdles, leaving many feeling like they’re renting their aspirations, never truly owning them.

We’ve entered an era where the dream seems all but lost. Exorbitant prices, complicated mortgage processes, and a feeling of perpetual waiting to have enough money have become the norm. But why should it be this way?

At Ownible, we believe in a return to simplicity, honesty, and affordability. We aim to empower you to own your home, on your terms. Our platform is a testament to this belief, providing a direct bridge between buyers and sellers.

Everyone on our team knows how hard buying a home can be. Ownible is not just a business for us but a pathway to helping the world. We're working to make owning a home real for more people.

As we attempt to push back against the status quo, we invite you to join us.

Welcome to a new way of buying and selling homes.

Stay Tuned

Ownible Team Signature Photo
Ownible Team Photo

How Ownible Works

Ownible is a completely free platform that enables property owners to control their financial futures. That means no bank, no hassle, and no high interest rates. You can easily find your dream home and financing options in one place.

Create Your Free Account
man-filling-mobile-registration-form

Step 1

Sign up and create your free account

Both buyers and sellers can join the Ownible platform for free and browse or list homes. Plus, we offer complete customizability of your home search criteria to ensure the best possible outcome for everyone involved.

Step 2

Find your match and agree on terms.

Next buyers will submit a detailed application. In this application will be the payment and financing terms that work best for you. A small $100 fee is required to apply, covering the cost of essential credit and background checks to ensure a smooth transaction.

man-filling-mobile-registration-form
man-filling-mobile-registration-form

Step 3

Ensure fair & transparent agreements.

After the buyers and property owners agree on the terms, we proceed without the inconvenience of conventional bank loans. Ownible utilizes partnered licensed professionals that produce and inspect each contract to minimize risk for both parties.

Step 4

Finalize your agreement

After the contract has been generated and all the necessary checks have been completed, the documents will be signed electronically. We will assist you with any final inspections that need to be done using our trusted vendors.

Our team will guide you through the finalization process, ensuring that everything is transparent and easy to understand.

man-filling-mobile-registration-form
man-filling-mobile-registration-form

Step 5

Close the Deal Seamlessly

Ownible will assist you in setting up monthly payment processing and provide ongoing support to ensure smooth transactions. We charge a 1% fee only when your property is sold, payable at closing.

Step 6

Welcome to your next chapter.

After the paperwork is signed and the deal is sealed it’s time to celebrate. Buyers can look forward to moving into their new homes, while sellers can enjoy the satisfaction of a successful transaction.

man-filling-mobile-registration-form

Top Questions Asked About Ownible

Seller financing in home buying is a unique arrangement where the seller steps into the shoes of a lender, offering you a home loan minus the usual banking fuss.

Picture it as a more laid-back way to snag your dream home, where the seller becomes your home loan buddy. Together, you hash out the nitty-gritty details – the home's cost, your monthly payments, and how long this cozy arrangement will last. Toss in a bit of a down payment, and once you've squared away your 'home loan tab,' the seller hands over the keys.

It's a tad more flexible than the traditional route, especially if big banks aren't your cup of tea. But hey, it's still a serious business, so getting some advice is like having a compass on this exciting journey!

Seller financing empowers you to sidestep the limitations of traditional mortgages, offering the potential for lower monthly payments.

Imagine securing your dream home with greater flexibility and financial ease. Our service ensures a smooth and transparent process, putting the keys to your new home in your hands.

Make homeownership a reality on your terms, where the journey is as satisfying as the destination. Choose our comprehensive service and transform the way you buy property, forging a path that aligns perfectly with your aspirations.

Ownible makes money by charging a 1% fee on the transaction amount when the agreement of purchase has been finalized and you are in your dream home!

The process timeline for buying or selling a home through Ownible's seller financing system can vary based on several factors, such as the negotiation speed between buyer and seller, the preparation of the necessary documentation, and the specific terms agreed upon for the financing. Since Ownible emphasizes a smoother and quicker closing process compared to traditional mortgages, it's likely designed to be more efficient.

Ownible performs extensive background, credit, financial, and title checks on all parties involved in the transaction.

In a traditional mortgage, the cash you tuck away every month in our loans comes back to you as equity when you sell the home.

On the other hand the perk of using Ownible is that, you keep that money as savings in your pocket each month. With those monthly savings, you get to dance around a bit with your investments and savings.

Instead of waiting till the end of the loan, you can have your equity hustling for you throughout the entire loan journey. It's like getting a steady stream rather than a one-time jackpot!

At Ownible, we prioritize the secure and efficient processing of your money:
  1. Collection: We collect payments based on the negotiated terms between buyer and seller.
  2. Processing: We handle all financial transactions through our platform, utilizing trusted transfer partners to ensure secure management of your funds.
  3. Deposit: Once processed, we deposit the funds directly into the seller's bank account.

By opting to sell with Ownible, you have the advantage of spreading out your capital gains through a seller-financed loan.

When, sticking to the traditional selling process you will be paying capital gains on your home sale. For instance, if your home is valued at $400,000, you could potentially lose anywhere from $60,000 to $80,000.

However, with Ownible, not only do you avoid this loss, but you also earn interest throughout the loan period. This not only saves you the $60,000 to $80,000 but places your total payout well above the home's $400,000 value.

Ownible performs extensive background, credit, financial, and title checks on all parties involved in the transaction.