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Own Your Dream Home, On Your Terms.

Experience flexible, affordable, and hassle-free home buying with Ownible.

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Ownible Helps Buyers Through

Lower Closing Cost

Flexible Terms

Simplified Process

More Affordable

Save money at every step of the process:

Skip agents' fees for extra savings.

Avoid traditional loan costs with flexible payment options.

Enjoy adjustable closing costs tailored to your needs.

Flexible Terms

Enjoy terms that fit your situation:

Less bureaucracy compared to traditional banks.

Customize down payment, interest rate, and loan term to fit your needs.

Tailored to your financial plans.

Simplified Process

Experience a hassle-free journey:

Easy transaction processing and contracts.

Get direct support from our team at every step.

Enjoy a seamless, guided experience

How To Get Started

1

Search Our Unique Database

Our database makes it easy to find properties that meet your needs.

2

Submit an Application

Pay just $100 to apply. Our process supports you at every step.

3

Use Custom Data to Negotiate

Use Ownible's data to negotiate by seeing what others in your area offer.

4

Move Into Your Dream Home

Ownible ensures a smooth transition, providing the support you need.

Ownible vs. Traditional Banks

Ownible Traditional Banks
Fast and Easy Approval
Lower Costs
Hours Spent Finding a Mortgage Company
Personalized Support from a Success Manager
Days Spent Finding a Real Estate Agent
Flexible Loan Terms with Seller
Learning Complicated Mortgage Details
Flexible Down Payments
Less Paperwork, Simple Contracts
Widely Accepted Method
Unique Property Listings
No Perfect Credit Needed
Stable Interest Rates

Discover Your Dream Home Today

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Frequently Asked Questions

Seller financing in home buying is a unique arrangement where the seller steps into the shoes of a lender, offering you a home loan minus the usual banking fuss.

Picture it as a more laid-back way to snag your dream home, where the seller becomes your home loan buddy. Together, you hash out the nitty-gritty details – the home's cost, your monthly payments, and how long this cozy arrangement will last. Toss in a bit of a down payment, and once you've squared away your 'home loan tab,' the seller hands over the keys.

It's a tad more flexible than the traditional route, especially if big banks aren't your cup of tea. But hey, it's still a serious business, so getting some advice is like having a compass on this exciting journey!

Seller financing empowers you to sidestep the limitations of traditional mortgages, offering the potential for lower monthly payments.

Imagine securing your dream home with greater flexibility and financial ease. Our service ensures a smooth and transparent process, putting the keys to your new home in your hands.

Make homeownership a reality on your terms, where the journey is as satisfying as the destination. Choose our comprehensive service and transform the way you buy property, forging a path that aligns perfectly with your aspirations.

Ownible makes money by charging a 1% fee on the transaction amount when the agreement of purchase has been finalized and you are in your dream home!

The process timeline for buying or selling a home through Ownible's seller financing system can vary based on several factors, such as the negotiation speed between buyer and seller, the preparation of the necessary documentation, and the specific terms agreed upon for the financing. Since Ownible emphasizes a smoother and quicker closing process compared to traditional mortgages, it's designed to be more efficient.

Ownible performs extensive background, credit, financial, and title checks on all parties involved in the transaction.

In a traditional mortgage, the cash you tuck away every month in our loans comes back to you as equity when you sell the home.

On the other hand, the perk of using Ownible is that you keep that money as savings in your pocket each month. With those monthly savings, you get to dance around a bit with your investments and savings.

Instead of waiting until the end of the loan, you can have your equity hustling for you throughout the entire loan journey. It's like getting a steady stream rather than a one-time jackpot!

At Ownible, we prioritize the secure and efficient processing of your money:
  1. Collection: We collect payments based on the negotiated terms between buyer and seller.
  2. Processing: We handle all financial transactions through our platform, utilizing trusted transfer partners to ensure secure management of your funds.
  3. Deposit: Once processed, we deposit the funds directly into the seller's bank account.

By opting to sell with Ownible, you have the advantage of spreading out your capital gains through a seller-financed loan.

When sticking to the traditional selling process you will be paying capital gains on your home sale. For instance, if your home is valued at $400,000, you could potentially lose anywhere from $60,000 to $80,000.

However, with Ownible, not only do you avoid this loss, but you also earn interest throughout the loan period. This not only saves you the $60,000 to $80,000 but places your total payout well above the home's $400,000 value.

Ownible performs extensive background, credit, financial, and title checks on all parties involved in the transaction.